http://www.carricks.co.nz/blog/ The latest Blog feeds from www.carricks.co.nz en-us Sat, 11 Apr 2026 17:19:56 +1200 Rocketspark http://www.carricks.co.nz/blog/post/161792/2026-kiwisaver-updates/ Recent global tensions have understandably caused some concern. Headlines can make market movements sound dramatic, here's what's important to know:Markets move fastBy the time news is widely reported, markets have usually already adjusted. Diversified portfolios have moved only a few percent in recent weeks, well within the normal range for balanced funds.Don't react to the noiseSwitching strategies after markets have already fallen is often too late. Your portfolio is structured with diversifi... Tue, 10 Mar 2026 17:21:30 +1300 http://www.carricks.co.nz/blog/#post161792 http://www.carricks.co.nz/blog/post/158007/2025--a-year-in-review/ As we wrap up another rewarding year, we wanted to share a quick update and a heartfelt thank you to everyone who continues to trust us with their financial well-being. Supporting More Clients, All Under One Roof One of the real highlights this year has been seeing more clients choose to streamline their insurance by keeping everything in one place.From house, car and contents cover through to business and liability insurance, and right across to life, income protection and key person solutions... Fri, 12 Dec 2025 13:06:59 +1300 http://www.carricks.co.nz/blog/#post158007 http://www.carricks.co.nz/blog/post/155635/supporting-our-community-this-christmas/ As we head into Christmas, there are so many wonderful charities and community organisations doing amazing work. While we can’t feature every organisation that we’re proud to support, we wanted to highlight a few that hold a special place in our hearts this year.... Wed, 05 Nov 2025 14:08:15 +1300 http://www.carricks.co.nz/blog/#post155635 http://www.carricks.co.nz/blog/post/155633/get-to-know-gemma-wilshier/ Hi, I’m Gemma! I joined Carricks in 2025 as part of the Adviser Support team, working closely with our advisers to ensure clients receive the highest level of care and attention throughout every stage of their journey. My role involves keeping everything running smoothly behind the scenes, from preparing documentation and managing communication to making sure each client interaction feels organised, clear, and personal.What I enjoy most about my work is knowing that what I do helps make a... Wed, 05 Nov 2025 13:48:22 +1300 http://www.carricks.co.nz/blog/#post155633 http://www.carricks.co.nz/blog/post/155632/kids-in-need-waikato--2025-colour-run/ Sunday, 19th October, we pulled out everything orange we could find to make an impact and stand out at the 2025 Kids in Need Colour Run!What an amazing event, one that brought smiles to the faces of kids, parents, supporters, and sponsors alike. Throwing paint at the runners and handing out an enormous number of lollies definitely made this a highlight work event for the year. It was such a fun, happy day filled with laughter and plenty of creative costumes.... Wed, 05 Nov 2025 13:48:02 +1300 http://www.carricks.co.nz/blog/#post155632 http://www.carricks.co.nz/blog/post/153582/celebrating-womens-suffrage-day-with-our-community/ Carricks was honoured to attend the Cambridge Chamber of Commerce Women’s Business Lunch, held in celebration of Women’s Suffrage Day, a moment to recognise the leadership, resilience, and strength of women shaping our communities.The event featured an inspiring panel of speakers: Gabby Byrne (Cambridge Community House), Sam Ogden (Cambridge RDA), and Linda Roil (Kids in Need Waikato). Three remarkable women leading organisations that Carricks is proud to support. Each shared powerful s... Mon, 06 Oct 2025 15:05:05 +1300 http://www.carricks.co.nz/blog/#post153582 http://www.carricks.co.nz/blog/post/153566/get-to-know-tamsin/ Hi, I’m Tamsin,  I’ve been part of the insurance industry for almost 30 years and joined Carricks in 2020, right as Covid arrived. I support our General Insurance advisers, Sally and Caitlin, helping to ensure everything runs smoothly behind the scenes. With my experience across domestic, farm, and business insurances, I bring a wealth of knowledge and skill to assist clients with their insurance needs, and I’m proud to be a valued member of the Carricks team. I love being part of th... Mon, 06 Oct 2025 08:39:18 +1300 http://www.carricks.co.nz/blog/#post153566 http://www.carricks.co.nz/blog/post/153565/change-to-probate-threshold/ From 24 September 2025, the threshold for when probate is required will increase from $15,000 to $40,000. What does this mean  The increase in the threshold means banks, insurers and others will be able to distribute assets   in smaller estates without the relatives and other beneficiaries of the deceased person having to go to the High Court, leaving more of an estate for the beneficiaries.   The change means small, straightforward estates can be quickly distributed without inc... Mon, 06 Oct 2025 08:34:41 +1300 http://www.carricks.co.nz/blog/#post153565 http://www.carricks.co.nz/blog/post/151631/finding-freedom-in-every-stride/ James Carrick is a psychology graduate living with advanced Choroideremia, a rare degenerative eye condition. After turning his own grief into purpose, he earned four scholarships, completed a Bachelor of Psychology at the University of Waikato, and an Honours degree at the University of Auckland. Today, James is an active advocate through Retina NZ and My Life My Voice, and serves as Co-Chapter Lead of Achilles Hamilton, where he both runs and supports others to run freely without barriers.He i... Mon, 22 Sep 2025 00:00:00 +1200 http://www.carricks.co.nz/blog/#post151631 http://www.carricks.co.nz/blog/post/151626/tool-theft-how-kiwi-tradies-can-stay-one-step-ahead/ Tool theft is a real concern for New Zealand tradespeople, and at Carricks, we know the value of your tools goes far beyond their price tag. They are the backbone of your work and your livelihood.That is why we wanted to share some practical advice, originally published on Covernote, about reducing the risk of theft and making sure your insurance cover gives you confidence. Smarter Physical Security Improving how you secure tools, whether on-site or in your vehicle, is one of the most effective ... Wed, 10 Sep 2025 00:00:00 +1200 http://www.carricks.co.nz/blog/#post151626