Business Insurance

A Complete Guide with Carricks

At Carricks, we guide you through selecting the right business insurance to protect your assets, employees, and operations. From physical property to key personnel, we ensure you have the coverage your business needs to thrive, no matter the situation.

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At Carrick's, we'll create a customised insurance plan that ensures your business is protected from unexpected events and risks, giving you peace of mind.

Business Insurance

Business insurance covers your business assets, including property, equipment, and income, against damage, theft, or business interruptions.

Why it’s important:
- Protects business assets and ensures quick recovery from disruptions.
- Protects business assets and ensures quick recovery from disruptions.
- Financial support in case of loss or damage to your business.

Let Carricks help you secure tailored business insurance that ensures your business is protected from day one.

Farm Cover

Farm insurance protects agricultural businesses, covering crops, livestock, and equipment from damage, theft, or loss.

Why it’s important:
- Safeguards farm assets from unexpected events such as theft, natural disasters, or accidents.
- Ensures business continuity after disruptions.

For farm businesses, Carricks provides specialised coverage to ensure your agricultural operation is protected.

Liability Cover

Liability cover protects against third-party property damage, or negligence due to your business activities.

Why it’s important:
- Protects your business from costly legal fees.
- Meets requirements for businesses, ensuring compliance.

Carricks will help you choose the right liability insurance to shield your business from costly third-party claims.

Shareholder Protection

Shareholder protection ensures the remaining partners can buy out the share of a deceased or seriously ill partner, maintaining business continuity.

Why it’s important:
- Maintains ownership stability and ensures smooth transitions within your business.
- Prevents conflicts and financial strain on remaining partners.

Carricks will assist you in setting up shareholder protection, keeping your business running smoothly in times of change.

Key Person Cover

Key person cover protects your business financially if a key person becomes seriously ill or passes away, providing funds to keep your business operational.

Why it’s important:
- Covers the financial impact of losing a key person.
- Provides funds to replace or support key individuals in your business.

Secure key person insurance with Carricks to protect your business from the financial loss of crucial personnel.

Group Employment Cover

Group insurance offers life insurance, health insurance, disability cover, and income protection for your employees, providing peace of mind for your team.

Why it’s important:
- Attracts and retains top talent with comprehensive benefits.
- Provides security for employees, ensuring their well-being and that of their families.

Let Carricks guide you in selecting the right group insurance to offer your employees financial security and improve workplace satisfaction.

We are proud to work with the following providers:

Why Choose Carricks for Business Insurance?

Tailored coverage for every aspect of your business, from assets to key personnel.
Expert advice to guide you through each step of the insurance process.
Peace of mind, knowing your business is fully protected against risks and disruptions.

Contact Carricks to discuss your business insurance needs.

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