Life, Living, and Income Insurance

Life insurance provides a lump sum payout to your loved ones if you pass away, helping cover funeral expenses and debts and providing financial security for your family.

Why it’s important:
- Protects your family from financial burdens after your passing.
- Helps pay off debts, including mortgages and loans.
- Gives peace of mind knowing your loved ones will have financial support.

At Carricks, we’ll help you find the best life insurance plan tailored to your family’s needs and ensure they’re financially secure in your absence.

Living insurance (also known as trauma cover) provides a lump sum payout if you’re diagnosed with a serious illness like cancer, heart attack, or stroke. This can help cover medical costs and lost income during recovery.

Why it’s important:
- Covers medical expenses that health insurance may not cover.
- Provides financial support during your recovery from illness.
- Protects your family from financial hardship while you focus on your health.

Carricks will help you select the right living insurance to provide financial protection if you’re diagnosed with a serious illness.

TPD insurance (Total and Permanent Disability Insurance) offers a lump sum payout if you become permanently disabled and can no longer work. This coverage helps cover medical expenses and day-to-day living costs.

Why it’s important:
- Provides financial support if you cannot work due to permanent disability.
- Covers ongoing medical or rehabilitation expenses.
- Ensures your family’s financial security even if you can no longer contribute financially.

Let Carricks help you choose the right TPD insurance to protect your future if disability strikes unexpectedly.

Income insurance replaces a portion of your income if you’re unable to work due to illness or injury. This ensures you can still cover bills and maintain your lifestyle during recovery.

Why it’s important:
- Protects your income if illness or injury prevents you from working.
- Eases financial strain during long-term recovery.
- Helps maintain your lifestyle while you heal.

At Carricks, we’ll help you secure the right income protection insurance so you can focus on your recovery without worrying about your finances.