Money Matters

Money Matters

KiwiSaver

Whether its for your own personal fund, working toward home ownership, looking ahead to retirement, or if you are an employer wanting to start a workplace KiwiSaver scheme as a benefit for your employees, we can find the most suitable options for you. We have them for the involved and the non-involved investors, with a market leading selection of providers and funds to choose from, we can help you make more informed and personal choices with your KiwiSaver and where your funds are invested. Whether you are a set and forget investor or a market watching investor, Carricks can help you become a smarter, KiwiSaver.

Investments

For many people, the word “investing” conjures up images of men in suits, monitoring the exchange of millions of dollars on a stock ticker. Carricks are here to tell you: You don’t need to be the Wolf of Wall Street to start investing. Many people typically have different investment goals so depending on what you want to achieve, we can tailor separate investor profiles to match each goal. That said when investing we typically will look at four things with you: duration, returns, liquidity and risk. Not just anyone can call themselves a financial advisor. We have met required standards and correctly licensed to ensure we always put your interests first. 

Retirement

Retirement is one of the phases of life that can bring many changes. The earlier you start planning, the easier and longer you have to grow and plan your retirement though. If you have time on your side it will give you the ability to spread savings out as well as allow the them to grow and flourish the best. If the time frame is short, we can still get you started as having something is better than nothing and if you are there or nearly there, having a spending plan can be very helpful. It could include home relocation, vehicle changes, experiences, people you want to help and so on. It's all the first step to a great retirement, regardless of your life stage.

Lending

Borrowing money can feel like a stressful process, however, is often a fact of adult life. Almost everyone needs to take out a loan at some point and options are many and varied nowadays. Maybe it's for a new home. Maybe it's for college tuition. Maybe it's to start a business. Whatever the reason, with years of combined experience at Carricks, we are able to understand where you are at and assist you in making the right decisions. We may even suggest areas you have not considered. We can help you with the full start to finish process, working on your behalf with the lenders, working towards the best rates and outcomes for your personal scenario.

Get Financial Peace Of Mind

Our advisers are engaged directly by Wealthpoint Limited which holds a transitional financial advice provider licence. For more information, visit the  Weathpoint Limited website.